With years of experience and a client-first approach, Traci Schram is dedicated to making the mortgage process smooth, transparent, and stress-free. As Vice President of Mortgage Lending with Guaranteed Rate Affinity in Laguna Beach, Traci takes pride in helping clients confidently navigate every step of their home financing journey, from application to closing.
Known for her clear communication and commitment to education, Traci ensures her clients fully understand their options and feel empowered in choosing the right loan program. Whether you’re buying your first home, refinancing, or exploring investment opportunities, Traci and her team are here to guide you with professionalism and personalized care.
Start your home financing journey today by reaching out to Traci using the contact information on this page. She looks forward to helping you achieve your homeownership goals with confidence and peace of mind.
Mortgage Loan Services
Traci Schram | VP of Mortgage Lending | NMLS: #1969157 | Copyright © 2017-2025 Guaranteed Rate Affinity, LLC. All rights reserved | Guaranteed Rate Affinity | NMLS: 1598647 – For licensing information, go to: www.nmlsconsumeraccess.org | Arizona Mortgage Banker License #0941440 | 1800 W. Larchmont Ave., Chicago, IL 60613 – (888) 844-9888 | Traci Schram NMLS ID: 1969157; AZ – LO-2002126 CA – CA-DFPI1969157 NV – NMLO-102438 TN – 1969157 | Equal Housing Opportunity | Equal Housing Lender 
1040 Reviews
Our Lending Agent, Traci Schram, was on top of every aspect of the process and met every goal we had. She work with us to look at a different paths to help us qualify with assets versus guaranteed retirement income. ~ JOSEPH C. ~
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