Todd Glassman – Founder, First Home Equity Loans
Todd Glassman proudly served in the United States Marine Corps from 1989 to 1993 with the 2nd LAR Battalion as a gunner and vehicle commander during Operation Desert Storm. As a veteran himself, Todd is passionate about helping fellow veterans maximize and understand their VA home loan benefits.
First Home Equity Loans is a veteran-owned business, and supporting our military community is at the heart of everything we do. We love our Veterans—thank you for your service to this great country. We truly believe we are “the home of the free because of the brave.”
A Family with Deep Military Roots
Todd comes from a long line of American patriots. His family has served in the U.S. military since the founding of our nation.
- His grandfather served in the Army during World War II.
- His father and both uncles served in the Army during Vietnam.
- Two of his brothers and his sister served in the Marine Corps.
- Another brother served in the Navy.
- Todd’s son also serves proudly in the Marine Corps.
- His nephew served in the Marines as well.
Todd’s family is truly one big military family, and that dedication to service drives his commitment to helping others achieve homeownership.
Founding First Home Equity Loans
Todd founded First Home Equity Loans in 1997 after realizing that not all borrowers fit into the same mold—and that he could better serve clients by offering more customized mortgage solutions.
“I realized I could do a better job taking care of customers in our community with my own company,” Todd says. “As a mortgage brokerage, we offer many more programs than banks. We consider the borrower’s full financial picture and find the products that best fit their needs—often with better rates than competitors.”
Loan Programs & Services
First Home Equity Loans is equipped to help a wide range of borrowers, including:
- Military & Veteran loans (VA)
- First-time home buyers
- Self-employed borrowers & 1099 employees
- Investment property buyers
- Second/vacation home buyers
- Construction-to-perm loans
- Law enforcement & first-responder loans
- Conventional, Jumbo, FHA, USDA
- Non-QM, DSCR & Investor loans
- Manufactured home loans
- Commercial loans
We also assist homeowners looking to refinance to adjust their rate or loan term, or to access home equity for debt consolidation—often significantly reducing monthly payments.
A Modern, Flexible Lending Platform
Since 2013, First Home Equity Loans has operated as a fully remote, “work from anywhere” platform for licensed loan officers. Our online application system makes it simple and secure for customers to apply and upload documents from home, without needing to visit an office.
The company’s flexibility and resilience—qualities that carried us through the 2008 financial crisis—continue to serve our clients today. Todd recalls helping a client avoid foreclosure during that period:
“The customer was having a home built and paying the builder, but the builder wasn’t paying the bank. We were able to negotiate an agreement between the bank and the customer to save the loan. Fast forward to 2020— that same customer now works for me as a licensed mortgage advisor!”
Award-Winning, Community-Focused Service
First Home Equity Loans was voted Best Mortgage Company in both 2019 and 2020 in the Best in the Upstate awards. Much of the company’s business comes from referrals— a testament to the trust and respect earned within the community.
While licensed in many states, the Upstate will always be home for Todd and the team.
“The trust and respect of the community mean everything to us. Helping customers achieve home-ownership is incredibly important to me, and we strive to ensure every client has an outstanding experience. We are problem solvers and mortgage advisors who truly care—many of our clients become lifelong friends.”
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