VA Streamline IRRL
Sean made the process of getting a better rate so easy, putting hundreds of dollars each month back in our pockets!
A Little About Sean Arechiga
Sean Herman Arechiga is ranked as one of the country’s top loan officers in the U.S. for our nation’s 2nd largest non-bank consumer direct lender, loanDepot. Sean has been at loanDepot since 2016 & has consistently held his executive title every quarter since the beginning of 2020. He was ranked top 10 nationally in 2020 and is ended top 5 for 2021 in volume of funded units nationwide against 800+ bankers. Sean has stayed on top of the mortgage game even with record high rates in America, he doesn’t sell rates. He provides benefit and math, don’t focus on the uncontrollable factors.
The care and knowledge he has for his clients is unmatched, explains why he has stellar 5 star reviews on every website. Expect the best pricing and service from start to finish. Working with me will be stress free and get industry leading turn times on both purchase and refinancing.
His ability to understand his clients’ financial situation and diagnose appropriate solutions to help them reach their financial goals is why he has been so successful. Integrity, credibility, trustworthiness, comfort, and expertise is the cornerstone of Sean’s business and the principal reason why over 1000+ homeowners have chosen to work with him. Given all the stresses that come with a mortgage transaction, Sean takes care to always be available for his clients so they can rest assured a timely closing and thorough follow-up. Operating with a strong sense of urgency and world-class care is what has allowed Sean to earn his national prestige in the mortgage industry, and his clients always see the difference as they are attended to and consulted like family.
Additional Languages Spoken: Spanish
Click The Buttons Below To Read My Reviews!
Licensed to work in: Arizona (0936624), California (CA-DBO1482935), Colorado (100524021), Florida (LO41225), Georgia (59028), Illinois (031.0050183), Maryland (26-44079), Minnesota (MN-MLO-1482935), Missouri (17660-MLO), Nevada (74631), New Jersey, Oregon, Tennessee (129923), Utah (12031898), Virginia (MLO-33306VA) | Sean Arechiga – Licensed Lending Officer | NMLS 1482935 | To view legal disclosures and important notices, please click the following: State Licensing | Privacy and Security | Terms of Use | Accessibility| NMLS Consumer Access Site | NMLS#174457 | ©2009-2021 loanDepot.com, LLC all rights reserved
Sean made the process of getting a better rate so easy, putting hundreds of dollars each month back in our pockets!
⭐️⭐️⭐️⭐️⭐️ I had an outstanding experience working with Sean during my home refinance process! From start to finish, he was incredibly knowledgeable and made the entire process seamless. Sean has a special talent for working with veterans, understanding our unique needs and ensuring we get the best possible deals. He was always super quick to respond to my questions, often getting back to me within minutes, no matter the time of day. His 24/7 communication made me feel supported and informed every step of the way. I truly appreciate his expertise and dedication, which made refinancing my home an incredible and stress-free experience. If you’re a veteran looking for a reliable and professional loan officer, I highly recommend Sean!
As a veteran I have seriously enjoyed the financial experience and professional relationship with Loan Depot and having Sean as my representative. He constantly kept me updated every step of the way with text messages instead of being bombarded with emails that could’ve went to spam. Each step was verified and pleasantly easy. I can’t wait to refinance again after this coming election! Thank you Sean!
Great to work with and will explain any process thoroughly.
Sean was great and very knowledgeable. He made me feel that he genuinely cared about my finances and the benefits of a lowered interest rate. I would definitely use his services again for my next refinance.
Sean was great to work with. He was very knowledgeable and professional. He contacted for a streamline re-fi to reduce our rate and mortgage payment. The process was so easy and fast just as he said. This experience with Sean was way better than the experience of buying our home through loan depot. We almost said No to Sean but he was so nice and explained everything that we decided to give him and chance and we saved WAY more on our mortgage than expected!!!!
i had a horrible experience with my original lender .. won’t mention any names. but after i first spoke with Sean then i took my chance and started with him. Not only was he extremely fast and efficient but he also got me a much lower rate than my lender i had for over 10 years. will only use Sean moving forward . 5/5
Sean is the best loan officer I have ever dealt with 6 stars for Sean.
Sean is the most experienced and knowledgeable person I have ever worked with. I plan on working with him in the future. I will also recommend him to anyone in the position where he can help.
Sean walked me through the process and got me a great deal. There was no hassle and no BS. He is up front and honest about what he can and can’t do and I never felt like I was talking to a used car salesman. Over excellent service by both Sean, his team, and Loan Depot
Sean, you are the kind of person I hope our veterans encounter every single day. As a former Navy Chaplain, I know what care for veterans and service members looks like and Sean exemplifies that when it comes to all things home loan!
I was starting to think nobody could get me approved after weeks of getting denied. Thankfully Mr. Arechiga found a game plan and we just closed with the notary. I am forever grateful for his expertise. I recommend this young man 1000%
I had been considering pulling equity out of my home for over a year but never seemed to like the deal or rate or something else. I needed to trust the lender also on top of everything else. A few weeks ago I had Sean reach out and someone about him I really liked. We went back and forth for a new days until I decided to proceed into the process with Loandepot. Very happy with the entire process & wish I found this months ago. He is my loan officer moving forward and would recommend him to all
Long depot has been very good to me and in my dealing with my home. And they have been very honest and good to me.
We were getting so many calls from Depot Loan I finally answer the phone, they connected me to Sean and I immediately liked him. I have never dealt with a loan officer that had the knowledge that he had. He showed me how we could save 4,000 a month.. Every time I had a question I would text him or email and always got an answer that day I would differently recommend Sean to everyone. Thank You, Sean.
I got to give it to Sean that he was my favorite person to deal with.. I talked with him never thinking I would go with them but once he explained everything to me and by the way he never pushed me in anyway and by the time he was finished I was sold. Every time I talked to him he answered every question or made me feel like a family member and not just a client. I am so glad he was who we decided to go with and I highly recommend him to anyone thinking of a change. Sean is very professional but yet very down to earth. If I had to do this again or recommend anyone it would be SEAN. Thank you so much for taking time to listening to me and thanks once again for everything you did.
I received a lot of calls regarding a refi. Sean Arechiga was the only person to be straight forward with the details with no hidden agenda. He immediately showed me how things added up by doing simple math so that each detail was covered. The process was easy as he and his team guided my every step. The appraisal process was virtually seamless. I would recommend Sean to anyone who is thinking of refinancing their home or even considering a HELOC. Thank you Sean.
I am so happy that I didn’t give up ! I was declined by my lender and 2 others until Sean called me on a Saturday, he said it would be easy process and he was right. It was more documentation that I was used to but Sean was there for every step. I am truly grateful for him and his company. Great group of people all around
I DID A CASH OUT REFINANCE WITH MR.SEAN IN 2023, HE HAD PROMISED ME A LOWER RATE IN 2024. I AM SO HAPPY I TRUSTED HIM TWICE NOW. HE IS AVAILABLE TO TALK TO LITERALLY ANY DAY AND TIME, HE IS A TRUE BLESSING. WE ARE NOW CLOSING ON MY 5.75% RATE AND HE SAVED MY FIANNCES AND HOME. WILL RECOMMEND HIM TO ALL MY FRIENDS AND NEIGHBORS. I HOPE TO DROP IT AGAIN IN DECEMBER SEAN!! 🙂
i was shopping for a few weeks for a HELOC but kept getting denied. i was about to give up until i spoke with loanDepot, Sean got me approved for the heloc but then he explained the pros and cons. he suggested the VA cash out because i needed to get more equity than the heloc allowed. this helped to pay off all my detbs and this young man saved me 3 thousand dollars PER MOntH!!! words cannot describe how grateful i am for him and how he kept me in the loop everyday. will only work with Sean Areachiga moving forward
We had a bad experience with another loan company and just about to give up!!!! We tried again and were in luck when Sean answered the phone and listened to everything that had happened and what we needed. He assured us that he would be with us through the whole process. Indeed he was, and let us know step by step what was happening all the way through to closing. Thank you Sean!!!!
this was a smooth and easy process, the last bank i was dealing with was getting close to 2 months in process. I was about to give up until i spoke with Sean Arechiga, he shared with me the other banks info on BBB and the loan officer had a scary work history. We started with loanDepot all digital process and i couldn’t be happier. the entire thing took 17 days, thank you again Sean !!! will recommend to all my family
Sean was not only very informative, he was very reliable in terms of responsiveness and transparency. Was very grateful to have been connected with him. We are very happy with how our loan process was. Highly recommend!
i have been looking for a heloc for about 6 months and got declined too many times for me to want to share but all that matters is that now i have the money i desperately needed. Sean took a lot of time to make sure i knew years of mortgage knowledge when everyone else just ignored me after the first call. this young man and loanDepot have my business for life now. cant wait start 2024 with zero debts and money in the savings. thank you so much SEAN !!
This guy. Sean. And his team. Men and women who mean what say, and execute with focus. My loan wasn’t easy. We were in the trenches for months. Sean would reassure me and clearly identify next steps. He went out of his way to ensure the customer (me) was aware of every step, I wish Sean would be my CPA, FA, Wealth Manager and Life Coordinator. But since can’t, I’m very lucky to now call him, “Bro” (or friend).
I wanted to let everyone know that Sean Arechiga is an amazing broker to use for every type of home loan! We currently did a home loan and my guy Sean Arechiga did a totally painless loan for us!! Everything went as smooth as silk and quite timely too! I would highly recommend Sean Arechiga for any home loan that you want and his advice is spot on also!! My husband and I look forward to using his expertise again in the near future! Use SEAN FOR YOUR LOAN!!! He’s your man!!!
Sean was the 3rd loan officer to try and help us and the only one to get it done ! we are very grateful for his honesty and professionalism in the short process.. will recommend him to friends, thank you sir !
where do I start, i was getting declined by multiple lenders and i just wanted to give up. I was going to try one more place that my daughter told me about, after the first conversation with Sean i knew this felt different and he had a great gamplan. we are closing tomorrow on the money i desperately needed and couldnt be happier with the process. will recommend him to everyone i know thank you Sean !!
Sean was very informative during the refinance process and made everything seem seamless. He is highly professional, communicating with you every step of the way. Sean made himself available to answer all my questions throughout the process. My wife and I are incredibly grateful that we met Sean and had him spearhead our refinance. I recommend everyone looking to get a loan reach out to Sean Arechiga, trust me you will be in the best hands.
Just as the title says, Sean was a huge help for us in refi’ing our home. Lowered the interest rate, saving us a lot of money. Sean was easily contacted and communicated a lot. Explained everything and let us know what to expect. Can’t thank him enough.
It was a true pleasure working Sean. This was my second time in purchase/ refinance hot seat with a mortgage lender but Sean took the pressure off and belayed all my worries. I must say that my experience with Sean exceeded my expectations and outshined the rest. He was very punctual every step of the way and answered all my questions with open honesty. I noticed right away how he was able to turn the negatives (in my portfolio) into positives and kept pushing forward to get me the best possible outcome. I will definitely seek him out for any future mortgage needs. Thank you, Sean!!
Sean was very receptive and understanding of our situation. He was able to communicate and articulate the different routes we could take while refinancing our home. The process was easy and he was talking with us through each step of the way. There were some bumps but Sean was very reassuring and worked through every detail to ensure we were getting the best possible refinance. Overall very appreciative of his ability to get us through the process and finally shed some of the credit issues we had been facing for a while. Will definitely be working with him again in the future!
Mr. Arechiga was an outstanding professional throughout the entire process — from inception to close. As an experienced real estate attorney, wherein communication from lenders can sometimes be scant, Sean was an aberration. He promptly informed me, my clients and all privy parties in an expeditious manner on everything from loan estimates to the volatility of the ever-so-fleeting mortgage rates. In an industry where it is very sacrosanct to have everyone on the same page, Sean did not veer the course. He only augmented the importance to be unified in important financial decisions for the borrowers. It comes with high praise, regard and recommendation that Sean be on all my files, and hopefully she will continue to proliferate his business, which he his highly deserved of. Very high endorsement for Sean Arechiga.
This is my 3rd time working with Sean, he has been amazing Everytime & wouldn’t want to use anyone else! He has always been extremely fast, responsive & given me the best deal (even though best deal in todays market is horrible) lol – but he keeps his word on calling me to refi soon as market takes a big drop. I feel like I have made a friend and very grateful for this young man and loandepot. Thanks you so much !
From start to finish, the VA streamline process with Sean was seamless. He answered all questions I had without hesitation. I look forward to working with Sean and his team again!
I’m writing this review in reference to Sean Arechiga-HelpVet a Licensed Lending Officer with Loan Depot. I must say that I am totally elated to how Sean handled my financial situation and the refinancing of my home. He is not only very professional but passionate about his work and the people he represents. The man is truly a credit to his profession . He’s a blessing…..
Conventional banks take months and months, paperwork back and forth. It’s frustrating at times. loanDepot eliminated all of that by sending me a document stating exactly what I needed and it was a step-by-step process. Sean and team were very clear and concise. We had the emails back and forth but the process was so simplified, it was almost unbelievable. I was the world’s biggest skeptic and when I spoke with them, I said I would give them a try. And it worked out because they simplified the whole process. If that’s the new way of doing business, I would recommend it to anyone. I would use these new lending places again if I have to or recommend anybody to use them
I wasn’t even looking to refinance at all, Sean called me on a Saturday afternoon & explained to me how he got my information. I was very hesitant at first but after a few texts and phone calls. I knew I had to do it, he removed the points and the lender fee. I asked him how he got paid LOL I am extremely grateful for him reaching out and will continue to work with him on future rate reductions. Thank you Mr. Arechiega!
Sean explained everything to expect, was great on helping get thing submitted or questions that came up. He listened to what I was truly after and offered the best solution for my case. I was treated how I expect a friend to treat me not just a commission and grateful for that. I would refer anyone to Sean who was looking for help with a Morgage refi or heloc.
This review is to express my gratitude and appreciation for Sean and his team at loandepot. They were extremely efficient & easy to talk to. The entire process took around 20 days which was too fast for the seller but we got it done. I will be working with Sean on upcoming projects and very happy we met. Having an honest , fun and professional loan officer is priceless. Thank you sir
this entire process was so easy, the other 2 lenders that didn’t want to work with me because i am not tech savvy just didn’t want to give me any help. Except for Sean ! he was extremely helpful and even helped me on how to use my texting on cellphone/ loan just closed today and i can breathe agian. THANK U MR. ARECHIAGA (:
I would like to recognize Sean Archiga for being very knowledgeable and reliable as well as courteous every step of the way. From day 1 that I spoke with him to the end of the transaction he was always ready and available for any questions or concerns. I will recommend him and Loan Depot to all my family and friends. Thank you Sean for all your hard work!
I had the pleasure of working with Sean for a heloc on my primary home in Oceanside. He was very fast and was available literally everyday of the week and at any time. We closed on the heloc after only 12 days. Will recommend him highly for anyone looking for refi or to buy. Thank you again Mr. Arechiga
My initial experience on my initial homeownership journey was a bit rocky due to my personal credit union giving me the run around. Luckily, my realtor Karen Mari referred me to loanDepot and the journey became a whole lot smoother. My initial contact was with Sean Arechiga, who made the process a million times better. He was easy to communicate with and we maintained a good vibe throughout the entire process. My financial institution took several months to accomplish what Sean did in a matter of days. He is great and an awesome asset to loanDepot. The process did become a bit unnerving when it came around to the underwriting portion but thanks to the team efforts of Mr.Arechiga, Chris and processing team they made the experience worth my while. If anyone is looking for their new dream home or just simply in need of refinancing, I would highly recommend them because they are truly kick a$$ awesome and I mean this in the sincerest way possible. They are efficient, straight-forward and hands down knowledgeable of their business. Thank you everyone for assisting me with obtaining my forever home I truly appreciate all of your efforts.
Working my refinance was something I was a little nervous about because it was my first time and Sean made it the best experience It could have been Great communication fast working all in all great situation!
Sean was upfront and educated me on the whole process. To be honest I was hesitant to answer the phone call but I’m glad I did. Sean was never pushy and I felt like we were friends by the end of the process. Thanks again, I would recommend Sean to anyone. He is the best banker i have worked with.
These rates today are awful but Sean is best of the 4 we checked and he promised us a FREE rate drop when they drop. He said he had us on a calendar alert. Very happy to have him in our corner for once. Will recommend him to all my friends. We closed under 30 days too (:
My experience with loanDepot was great from start to finish. Sean was referred to me by my coworker and very happy we met. This was my first home purchase and hopefully not my last – all I know if I will be using Sean Arechiga from now on. I called 4 places and even though all 5 were similar on costs – the process and person helping you in this process is worth a lot. Thank you for your service on my VA loan buddy.
This was my first home ever and was very worried about anything going wrong. Thankfully I was referred by my daughter to mr.Arechiga who was very professional, fast & fun to work with. I will continue to recommend him to my friends and family. He also speaks very good Spanish which was good for me. Thank you Sean !
I wanted to refinance my mortgage. Max answered every question that I had. He gave me quotes and ensured me that I was not obligated to anything. He kept me updated with the process, and had a cheerful attitude while doing so. I will definitely recommend him for your refinancing needs.
I have now worked with mr. Arechiga 3 times on my home and will continue to get his help on any future finances needed for properties. He is honest , fun to talk to has never ignored my calls – which is priceless in these types of transactions. Recommended 6/5 thanks you buddy
With so many loan officers and lenders around, it can be overwhelming filtering through who is good, who has competitive rates, who has good service, the list goes on and on. After having terrible experiences with a majority of other loan officers, I found Sean. Thought it would be just another similar experience as before, but sure enough Sean beyond exceeded my expectations. He literally hit every single nail on the head and more. You want the best rate? Go to Sean. You want the best customer service? Go to Sean. You want integrity? Go to Sean. You want speed and efficiency in the way they work? Go to Sean. I think you get the point. Sean thanks for all your help. I would recommend you to anyone and everyone who ever needs this type of service.
Sean was very helpful from start to finish. regardless of the time of the day, Sean was always quick to respond and give me updates as they came. Not only that, but he was very informative and answered any questions i had. thank you for taking care of me and will definitely refer him to all of my friends and family
Sean is extremely knowledgeable and well versed in mortgages and the requirements of processes in all the states that he is licensed to service. He is my turn to guy whenever I have questions that need answered. He recently helped my husband and I purchase a second home out of my father-in-law’s probate in the state of Florida. So many twists and turns, but he was on top of things every step of the way. He facilitated the purchase of a very special home. I would recommend him to anyone looking to buy a home who needs an experienced, honest lender to get the job done!
Working with Sean was great. He always kept us informed with updates and was willing to go the extra mile to be helpful in every way. He answered all my questions thoughtfully and has the heart of a teacher. His professionalism made refinancing simple. I definitely plan to recommend him to my friends and family. Thanks, Sean!
Amazing experience working with Sean! This was my first time refinancing and he made the process extremely smooth. He has the heart of a teacher and was able to answer all my questions clearly. On top of that, he had the best rate around. I talked to a few other companies but no one could beat it. Thanks again, Sean!
I have used Sean for 4 mortgages so far and will continue to do business with him. I shop alot and he always says if I even find a better deal that he will have my back. He is one of a kind. Thanks champ !
I have been talking to mr. Arechiga for about a year trying to find the perfect home.. and not losing it to some Wall Street company haha we finally found this amazing home for my little family – even though the 2.5-% rate would have been amazing last year, Sean still gets back to me instantly and gets the best deal. So I will work with him again to drop my rate in the future. LETS TO BRANDON
My name is Patricia Greer, I had a great experience dealing with Sean Arechiga from Loan Dept. He was very professional, knowledgeable, Courteous and friendly. He walked me thru my refi step by step., he was so attentive. I will Definitely use him for my next Refi or new home purchase.. Kudos t Sean he’s the best
Sean was incredibly efficient, helpful and wonderful to work with. He was patient with my questions and concerns, listened and then offered explanations that made more sense to me. More details than I’d ever received from any other mortgage finance company or individual. I look forward to doing business with Sean again!
Sean is one of the best loan agents I have ever worked with. He made the process seamless from beginning to end. Also he let me know my options out front in a truthful yet friendly manner. I believe is a great asset to the Loan Depot family, and I will definitely use him again in the future. Thank you Sean for everything you’ve done and my success in the future.
Sean was wonderful to work with. He helped me to better understand the whole refi process and was just a genuinely great person to talk with. I am very happy with the whole experience and will recommend Sean to any of my friends and family with their future mortgage situations. BRAVO
I cannot thank you enough Sean ! being a retired Veteran with a VA loan makes me a huge target to liars and scams. you have always been there to help me and never lie to me when most do. he also don’t hide any fees that come out at the end, cannot thank you enough mr.Sean Arechiega . hope to keep doing business with you and loandepot.
Sean is friendly, prompt, and creates a stress free refinancing process. He has helped us twice and we will definitely have him help us again! Thanks Sean!
Sean was outstanding! We did a refi a year ago and decided to call him again for a second refi. He works hard for his customers and goes beyond. He even returned our calls into later in the evening, as he was working on our refi process. We were able to close in a very short time. Highly recommend him! We would definitely contact him again for future business.
Today is my birthday and what a great gift I have in working with Sean. I met Sean at the beginning of the year and within a few days, he was able to provide a baseline estimate of my loan, obtain an appraisal, schedule a notary, and fund the entire loan amount. Sean was right by my side guiding me through the entire process and answering all of my questions. He would call and text me to ensure I understood any minor edits and changes to the loan agreement. The loan was officially approved and funded on my birthday! It was a great experience working with Sean. I recommend Sean A+ to all of my friends and family members.
I have loved working with Sean! He is responsive, knowledgeable, and has access to the best rates and programs! I have personally used him and referred a ton of family and friends.
Sean helped me purchase my house last month. He was very knowledgeable and helped me chose between fha and va, and I ended up going va. The process was very easy and he explained everything very well and answered all the questions I had. He even beat the rate another lender quoted me! 10/10 recommend
Sean has been an absolute pleasure to work with. For the past 30+ years I’ve worked with different lenders from all the institutions you could think of, Sean has by far made the loan process the most efficient and positive experience. He goes out of his way to make sure it’s a win for you. I cannot thank him enough for his responsiveness, transparency, and determination! Oh, he’s a pretty funny guy too! Expect many belly laughs while working with him!
Sean was a absolute pleasure to work with. Start to finish this young man was on the ball! I get so many letters in the mail all the time for a VA cash out and I’ve spoken to dozens of so called “VA specialists” Sean had the expertise and the arsenal to get me a great deal & my friends couldn’t even believe the deal I was getting! I referred my father over to Sean and I’m proud to say we have found a family banker we can all finally trust and enjoy to work with. Thanks again Sean
Loan Depot loan officer Sean Arechiga answered my phone call on a Friday night and remained steadfast committed to passing on our destress concerning our mortgage refinancing process. We had been working with another loan officer who had made several careless mistakes on our refinance documents adding delay and dismay to an already challenging process. Mr. Arechiga took the time to hear my complaints and assured me he would not let us down and would be happy to take over if we wished, I agreed. He then proceeded to personally contact a manager to help resolve the issues connecting us with Mr. S. Morales the VP of Sales. Mr. Arechiga’s unwavering dedication to resolving our problems and moving the ball forward was a key element to our staying with Loan Depot through this arduous process; I was calling to notify Loan Depot that we were moving our account to another service but his assuring commitment to service persuaded us to continue with him and Loan Depot. Mr. Arechiga was also available throughout the weeks to follow as more documents were requested and frustration ebbed and flowed. He was always accruable and worked with others in the team, i.e., underwriting and our processing officer to smooth over additional problems as they arose. We are extremely thankful we had the good fortune of having Mr. Sean Arechiga as our loan officer with Loan Depot!
This is now our third refinance with Sean Arechiga, he is always very easy to talk to and get a hold of. i work for another mortgage company and he still beats our employee pricing. other than the first time, the other 2 refis have been extremely fast and no changes at the end. highly recommend him to anyone of my friends and family because i know they will love this experience. thank you !
I can’t believe how fast and easy this process was, our loan officer Sean was easy reach and after shopping for weeks – her gave us the best deal on the first phone call with him. He didn’t even ask for the other offers we had told him about. We have made a friend with this refinance and have referred a couple friends to mr. arechiga. Thank you so much !! You were made for this job.
Sean Arechiga is OUSTANDING and the best Lending officer ever. Sean is on top of his game, very professional responsive and just all around great Guy. I will never use any lending officer unless it is Sean. Sean answered every question I had and ensured I was taking care of every step of the way. Sean YOU ARE THE MAN and I would recommend you to every person needing a Loan. I cannot say this enough, THANK YOU SEAN. ~ bdogclayson from Augusta, GA ~