About the Business
Mercer Street Financial is an independent, fee-only, fiduciary financial planning and investment advisory firm based in Bellaire, Texas. The firm was born from the personal experiences of its founder, Ryan Firth. In the course of two years, Ryan got married, welcomed a new addition to the family, bought his first home, and formed a company.
Mercer Street Personal Financial Services is unique because we don’t sell financial products and we don’t manage people’s money, which all can inherently create conflicts of interest. Instead, we offer objective, high-quality financial advice and charge a fee for that advice based on the amount of time spent working with and on behalf of clients (i.e., hourly financial planning). This means that we can offer comprehensive financial services that are comparable to what any traditional wealth manager or family office can do, but at a fraction of the cost. How’s that possible? It’s because there are no asset-based fees or commissions to pay; with hourly planning, you only pay for the services you want and need.
We’re here to help you address the financial complexities in your life; we call it “planning for life.”
About Ryan Firth
Hi, I’m Ryan. I started Mercer Street Company because I believe there’s an under-served market out there looking for sound, objective advice from a qualified professional who isn’t looking to sell a financial product or will only work with folks based on how much money they have to invest. That was my experience when I was looking for a financial advisor to help me with my personal finances. Now, I’ve spent nearly two decades working as a financial consultant to businesses in various industries – a majority of that time has been in financial services. I now draw upon those professional and personal experiences to help clients address their unique financial concerns.
I am passionate about blockchain technology such as cryptocurrencies. I have been closely following this space since 2015, and in that short time, I have accumulated a wealth of knowledge that I enjoy sharing with clients and the general public.
Proud Military Supporter!
I’m so grateful for the sacrifices that veterans and those serving in the U.S. military have made and continue to make to protect our country. My dad (Marines – Vietnam) and his brother (Navy – Vietnam) served, as did my father’s father (Air Force – career serviceman) and his father before him (Army – WWI). My maternal grandfather served in the U.S. Army during WWII. My fourth great-grandfather emigrated from England as a teenager and served in the U.S. military during the War of 1812. As you can see, there’s a long line of service in my family tree; I’d be honored to work with you and your family.
Designations, Certifications & Associations:
- American Institute of Certified Public Accountants (AICPA) Personal Financial Specialist
- CERTIFIED FINANCIAL PLANNER™ certificant
- Certified College Financial Consultant
- Registered Life Planner®
- Global Financial Planner (USA)
- Member in good standing of the Global Financial Planning Institute
- Member in good standing of the AICPA’s Personal Financial Planning (PFP) Section
- Member in good standing of Texas Society of CPAs (a.k.a., TXCPA)
- Former board member of TXCPA Houston from 2020 to 2022
- Active member and volunteer with TXCPA Houston’s PFP Committee.
- Received recognition from TXCPA Houston in 2021 for Significant Contribution by a Member in Industry
- Received the Houston CPA Society’s Rookie of the Year award in 2018 for contributions to the Society.
- Associate Director at the Houston Blockchain Alliance
- Certificate of AICPA’s Blockchain Fundamentals for Accounting and Finance Professionals
- Member of PlannerDAO
- Member of Fee-Only Network, Garrett Planning Network, National Association of Personal Financial Advisors, and Financial Planning Association
- Volunteer with the Foundation for Financial Planning to provide pro bono financial planning services to individuals and families battling cancer
Education
- B.S. in Business Administration with an area of emphasis in Finance and M.S. in Accounting, University of Colorado – Boulder
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