Getting a mortgage is not easy. I have the experience to get things done. For my clients to achieve a smooth and worry-free lending experience, I work hard to stay organized and to solve problems on a daily basis. I find the challenges this industry offers to be intriguing, and my favorite rewards are my satisfied clients.

I am the proud brother of two Air Force Airmen that have retired from duty. Many or my friends and family are in the military including my nephew that is in the National Guard.

For the last seven years I have not had a loan declined. The reason being that I know what I can do and what cannot be done. If the loan will not get approved, I will tell my clients upfront, not two days before closing. The regulated mortgage industry requires a tremendous amount of documentation. It can be a very frustrating situation for a client. My goal is to minimize the hassle by explaining what is needed upfront and why this documentation is necessary. I pride myself in being direct. I handle problems promptly and directly.

The number one reason to enlist me for your home financing needs is that I ALWAYS answer my phone. I answer evenings and weekends. If you don’t reach me, be assured that I am talking with someone. If you don’t reach me, then leave a message and see how fast I return the call.

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Patrick Morales, Sr. Loan Originator – NMLS #904228 | Nexa Mortgage – NMLS #1660690 – To view legal disclosures and important notices, please click the following: NMLS Consumer Access Portal | Legal Disclaimer | Licensing | Texas Complaint Notice | © 2022 Nexa Mortgage All rights reserved. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act. All Loans are Subject to Credit and Property Approval. Terms subject to change without notice. Not a commitment to lend. Equal Housing Lender

1 Review for Patrick Morales

HelpVet

1078 Reviews

My experience with Patrick Morales was extremely positive.

5/ 5

My experience with Patrick Morales was extremely positive. He, my realtor, and I were all on the same page through the whole process. Communication is key and we had it! I highly recommend him as a broker. I have already mentioned him to other family members and friends. The house buying ups and downs do not faze him. He keeps his clients informed and is willing to answer any and all questions you may have, day or night. I am grateful for the team I had during my first home buying experience. Thank you, Patrick, for all of your help! ~ nmgomez73 from Tomball, TX ~

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Additional Details

  • Do You Offer Military Discounts:Yes