Navigating today’s lending environment has become more complex than ever before. Regulations and guidelines are constantly changing, so finding an expert to guide you through this process is key. My team and I are excited to be that resource for you! Having helped thousands of clients during the past 17 years has allowed us to develop a 3 Point system that will make your home financing experience a great one.

  1. Communication: This is where everything starts and finishes! We believe that you should know what’s going on and where you’re at in the mortgage process. We have scheduled updates to keep all parties informed as progress is being made. From application through closing, you will be kept in the loop.
  2. Industry Knowledge & Expertise: We work hard to be the best at what we do! Certifications and continuous training are part of that, but we also focus on being aware of upcoming trends and changes that are relevant to our field. Anyone can offer a mortgage, we offer insight, advice, and proven strategies along with it.
  3. Tools & Technology: There are many mortgage types available today. We offer most of them and are able to pair them up with a large number of options that can be customized to fit your situation. We offer Extended Rate Locks, flexible Mortgage Insurance options, and Rate Lock Float Downs, to name a few. We also believe in leveraging technology to provide you with the access you desire. E-signatures, video communication, mobile apps, and interactive outlines, are all part of how we put technology to work for you.

We recognize that everyone’s situation is unique; New Construction differs from renovating an existing home. Buying your first home is often different than purchasing your third or fourth. We “get it” and are excited to work with you.
While all men are created equal; it is not true of mortgage partners…try us and find out for yourself!

*The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. *primelending.com/legal

Additional languages spoken: Spanish

Licensed to work in: Nationally registered

Michael Gayda, Sr. Loan Officer NMLS 177621 | NMLS CONSUMER ACCESS | © 2020 PrimeLending, a PlainsCapital Company | NMLS ID: 13649 | Licensing Info & Disclosures  |  Financial Privacy Policy  |  Fair and Responsible Lending

1 Review for Michael Gayda

HelpVet

1081 Reviews

Absolutely, The Best!

5/ 5

Michael and his team are true professionals in this business. From day one, Michael guided me through the entire process. I truly felt as if I was his main priority and that his entire team was available to ensure I was informed about every step. I couldn’t have been more pleased. Very attentive, even while he was on vacation. This was one of the fastest closings I have ever experienced (less than 3 weeks), ensuring my family was in our home before Christmas was a priority. Michael and his team are truly amazing. I appreciate their hard work and professionalism making this the best financing experience I have ever had. Thank you! ~ B West from Saint Augustine, FL ~

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  • Do You Offer Military Discounts:No