As President of 3rd Street Lending, Joshua Fosnight is dedicated to a singular mission: treating every borrower as if they were his only client. Understanding that home financing is one of the most significant financial decisions a person will make, Joshua leads his team with a focus on education, transparency, and extraordinary customer service.
Operating as a full service mortgage broker, Joshua works for you, not the banks. He leverages extensive relationships with a wide list of approved lenders to shop for the best products and pricing for your specific situation all at no extra cost to the borrower. Whether you are looking for FHA or VA loans, Jumbo products for luxury properties, or financing for self employed borrowers, Joshua ensures you have access to the most competitive rates available.
From the first application to the final closing statement, Joshua provides prompt communication and the expertise needed to navigate the market. Whether you are purchasing your first home, securing a vacation getaway, or expanding your investment portfolio, Joshua is ready to help you make informed decisions for your financial future.
Mortgage Loan Services
- Conventional Loans
- FHA Loans
- VA Loans
- USDA Loans
- Jumbo Loans
- Reverse Mortgages
- Refinance Loans
- HELOC (Home Equity Line of Credit)
- Home Equity Loans
- Construction Loans
- First-Time Homebuyer Loans
- Investment Property Loans
- Second Home Loans & More!



