Joel Balam is the founder of Balam Wealth Management, a family practice dedicated to helping individuals, families, and business owners in the Modesto area pursue financial independence through comprehensive, personalized guidance. With more than 14 years of experience in the financial services industry, including roles with Principal Financial Group and Northwestern Mutual, Joel brings a depth of knowledge and a client-first approach to every relationship.
Joel holds the AIF® (Accredited Investment Fiduciary®) and NAPA CPFA® (Certified Plan Fiduciary Advisor) designations, reflecting his commitment to fiduciary standards and retirement plan expertise. He works with plan sponsors to manage plan performance and improve participant outcomes, and provides holistic financial planning to individuals and business owners through independent, comprehensive advice.
As a Dave Ramsey SmartVestor Pro and an LPL Financial registered representative, Joel offers access to a broad range of tools and resources to help clients at every stage of their financial journey, whether just starting out or approaching retirement.
Ready to take the next step toward your financial goals? Contact Joel today at (209) 408-0777 to schedule your complimentary consultation.
Proud Military Supporter
Joel comes from a long line of military service and has a deep personal appreciation for the sacrifices made by those who have worn the uniform. That family legacy of dedication drives his commitment to serving the military community with the same integrity and purpose he was raised to value.
Designations & Professional Memberships:
- AIF® – Accredited Investment Fiduciary®
- NAPA CPFA® – Certified Plan Fiduciary Advisor
- Dave Ramsey SmartVestor Pro
Services Provided:
- Comprehensive Financial Planning
- Investment Management
- Insurance Planning
- Employer Retirement Planning
- Business Succession Planning
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