Joe Garon is a loan officer with Embrace in the Washington DC-Baltimore area. He’s a member of Pat Holland’s mortgage team, one of the most experienced and knowledgeable groups in home financing with over 2,000 loan transactions under their belt. Joe carries his background in corporate finance as well as commercial and residential real estate to the team. He brings expertise in financial coaching alongside familiarity with Northern Virginia, Maryland, DC, Arlington, Alexandria, and surrounding areas. Whether you need a VA loan or any other home financing, you can count on him for an inquisitive, passionate approach.

Before he joined Embrace, Joe worked as a portfolio manager with Gladstone Land Corporation, a real estate investment trust traded on the NASDAQ, as well as the General Services Administration (GSA) Public Buildings Service. He wore many hats between those roles, including appraisal review, capital project management, financial management, and program management.

Joe grew up in Fairfax, Virginia, and currently lives in Reston with his partner and their two dogs. His mother also works in the mortgage industry and joined the Embrace team several years ago. He earned a BBA from James Madison University and his MBA from Georgetown University, with a certificate in consumer analytics and a concentration in real estate. In his spare time, he enjoys co-ed softball and volleyball, supporting the local Homeless Animal Shelter Team (HART), and cooking and baking. With an interest in a variety of cuisines, he hopes to publish a cookbook someday with his recipes.

Licensed In: DC, DE, FL, MD, NC, PA, VA

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Joe Garon, Loan Officer – NMLS# 2140825 | Embrace Home Loans, Inc. – NMLS# 2184 | To view legal disclosures and important notices, please click the following: Licensing Info | www.nmlsconsumeraccess.org | NMLS ID# 2184 | © 2022 Embrace Home Loans, Inc. All rights reserved | Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act. All Loans are Subject to Credit and Property Approval. Terms subject to change without notice. Not a commitment to lend. Equal Housing Lender.

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1087 Reviews

Joe is the best! We couldn't have better things to say about our housing hunt and mortgage loan experience with Joe….

May 9, 2022 4:35 pm

5^{/ 5}

We couldn’t have better things to say about our housing hunt and mortgage loan experience with Joe in Washington, DC. He was very communicative and always available when we needed him. We felt we were making solid financial decisions with Joe’s expertise and guidance, especially with the size of the mortgage loan we were after. The secure online portal system was very easy to use when we submitted our financial information for the loan application. We absolutely recommend Joe for your mortgage lender needs. ~ Michelle Rada from Washington, DC ~

Joe Garon

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Joe is the best! We couldn't have better things to say about our housing hunt and mortgage loan experience with Joe….

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