My name is Ernest M. Caponegro, I am the owner of I & E Insurance Agency and EMC Insurance Agency & Financial Services LLC, of Point Pleasant NJ, a NJ State Licensed Insurance Agency.

My primary clients are Small Businesses, the Self Employed, Homeowners and Seniors. I assist them with protecting their Homes, Autos, Businesses and Life with the proper Insurance coverage. Our agency has been awarded over the years with several awards for service including being named One of the Top 3 Insurance Agencies of Ocean County for the 5th time in the last 6 years by the Asbury Park Press and named a Top Insurance Agent in the state by NJ Monthly/Five Star Professionals for 2015 and 2014.

Our Products/Services Include

Auto/Home Ins.
Life & Health Ins.
Business Ins.
Retirement Planning
Wealth Management
Financial Planning
& Much More!

Designations, Honors & Awards

CSA – Certified Senior Advise
CLCS – Commercial Lines Coverage Specialist
Securities, Federally Registered Investment Adviser – FINRA
NJ Monthly Magazine/Five Star Professionals – Our Fifth Award for 2023 as One of the Top Agents in the NJ TRISTATE AREA by Five Star Professionals and NJ Monthly Magazine
New Jersey Monthly Magazine and 5 Star Professionals Best of Home and Auto Insurance Professionals

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This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, accountant, or your own financial advisor. EMC Insurance Agency & Financial Services LLC dba I & E Insurance Agency & Financial Services is an Independent Insurance Agency, a Member of the Trusted Choice, Independent Agents of America & PIA contact your own advisors before making any financial decision.

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1078 Reviews

These folks have gone above & beyond several other insurance agencies..

March 4, 2024 2:19 pm

5^{/ 5}

These folks have gone above & beyond several other insurance agencies to help me thru a rather complicated insurance issue. I would HIGHLY RECOMMEND these good people to handle your insurance needs. Praise God that I found them at a difficult time in my life to guide me thru! Several other agencies basically blew me off, but I&E stayed with me until my needs were met. ~ Robert Lyness ~

Ernest Caponegro

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These folks have gone above & beyond several other insurance agencies..

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