I began my career as a mortgage consultant in 2002. I have been awarded Employee of the Month on several occasions and I have been recognized as a member of the “Leaders Club” for exceptional performance.

My goal is to provide you with extraordinary service through two guiding principles, integrity and transparency. I am able to demonstrate this to my clients by making certain that every borrower is well-educated, well-informed and has the resources available in order to choose the loan programs that best suit their individual needs. Because I believe in establishing long-term relationships, I pride myself on listening to the unique circumstances of each client and disclosing all pertinent information up front, so that there are no surprises when you are ready to close your loan.

I recognize the fact that this is an important financial decision and I want to earn your trust by providing you with personalized service, responsiveness to your questions, industry knowledge, and commitment to acting as your reliable mortgage consultant.

Obtaining a mortgage should be a positive experience, and through my home buying seminars, streamlined loan processing and the availability of a wide variety of investors, I am confident that I can satisfy your needs.

My passion outside of work is my family and fostering, training and rehabilitating abused and neglected dogs. When I bring an animal into my home, I give it love, structure, and the tools to become a loving and caring family member.  I love to watch its personality bloom, as it can be hard to let them go. I remember that my job as a foster is a temporary one, designed to help the animals get to its forever home, you now have the chance to help save another life when you foster again. You can apply online or by calling me directly at 443-889-2871.

Proud Military Supporter!

Thank you to all those brave men and women who have served this great country. My Dad was a Vietnam vet, my sister and brother in law are both reserves and work at Andrews Air Force base.

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Christy Lynne Fear, Mortgage Consultant – NMLS #165796 |  Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act. All Loans are Subject to Credit and Property Approval. Terms subject to change without notice. Not a commitment to lend. Equal Housing Lender.

4 Reviews for Christy Fear

Jfreeland06197751

1 Reviews

Awesome experience

5/ 5

Christy was amazing to work with from start to finish. She answered all of our questions promptly and professionally. She helped us obtain our mortgage stress free and in a timely fashion. I recommend her to anyone looking to purchase a home or refinance.

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jpmistretta23

1 Reviews

Christy Fear – Your Home Mortgage Professional

5/ 5

For those looking for a Home Mortgage Professional, Christy Fear, is the best choice to help you reach your home ownership dreams. As an integral member of your homebuying team, Christy, will take the time to talk with you about the home loan process, answer any questions you have, and be your primary source of contact when additional questions arise. She will also do a considerable amount of work behind the scenes to keep your borrowing and homebuying process running smoothly. She treats everyone like family. She is committed to providing personal service and will work with you every step of the way.

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junglenana390

1 Reviews

Christy was amazing, very knowledgeable in every aspect of the refinance process.

5/ 5

As a retired senior citizen living on social security I fell short of making ends meet. Christy was able to get me refinance help which lowered my mortgage payment by $300/month and put money in my pocket for necessities. The process was smooth and quick. Her knowledge of the industry and process made it easy and she was always available to answer any questions I had.

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HelpVet

1078 Reviews

Whenever I have questions about the loan process, she is always available to answer.

5/ 5

Christy is a very experienced and knowledgeable lender. Whenever I have questions about the loan process, she is always available to answer. She definitely goes the extra mile to service my needs as a real estate agent and her clients needs. I can call Christy late in the evening for a preapproval letter for a client and she never hesitates in providing this information to me. I also appreciate that she is open and honest on the status of a client’s loan. She does not beat around the bush. There is no hesitation in referring my clients to her. She gets the job done. ~ Leisel L Taylor from Upper Marlboro, MD ~

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Additional Details

  • Do You Offer Military Discounts:Yes