Chirho Garcia is an Investment Advisor Representative with Elevated Retirement Group who has been helping individuals, families, business owners, and professionals pursue their financial goals since 2003. As a fiduciary, Chirho is committed to putting his clients’ best interests first by providing personalized financial guidance and retirement planning strategies designed to help them build, protect, and preserve wealth.
Prior to joining Elevated Retirement Group, Chirho served as a Financial Advisor with both Chase Investments and Merrill Lynch, gaining extensive experience in financial planning, investment management, and retirement strategies. He graduated from Pace University with a concentration in Accounting and the CPA Track before transitioning from public accounting to the financial services industry.
Today, Chirho works closely with business owners and high-achieving professionals to simplify complex financial decisions. Whether helping clients optimize financial strategies, prepare for retirement, manage investments, or plan for the future of their business, he focuses on creating clear, coordinated plans that support their long-term goals.
Known for his client-first approach, integrity, and dedication to service, Chirho takes pride in helping clients gain confidence and clarity about their financial future. When he is not working with clients, he enjoys spending time with his family and cooking for those he loves.
Services Include
- Retirement Planning
- Wealth Management
- Financial Planning
- Investment Management
- Retirement Income Planning
- Tax-Efficient Financial Strategies
- Business Succession Planning
- Estate & Legacy Planning



