I received my Life and health Insurance license in 1993 and became full time in 1995. I have been an independent agent for 32 years in S. Carolina. In 2000, I obtained my Property and Casualty insurance license. In 2015, I officially joined Coastal Insurance Brokers as an agent, offering Home and Auto Insurance through the agency. I continue in this capacity to today.  In addition, I write both Life and Health Insurance for those seeking an Affordable Care Act policy as well as Medicare plans and supplemental coverage. As an independent agent, I can shop various companies based on the product in need.  My portfolio includes the above plans as well as Annuities, Life Insurance (Term, Universal and Final Expense) and Dental/Vision plans.

I grew up in Brooklyn, NY, the eldest of four children. My father spent 31 years in the NYC Fire Department, rising to the level of Lieutenant. My mother was a stay-at-home mom and we lived in my grandmother’s house in the Sheepshead Bay section of the borough. I graduated high school in 1973 and attended SUNY Oneonta, NY graduating in 1977 with a Bachelor of Science degree. After college, I worked in restaurants and hotels and in 1979, I was hired by Marriott Hotels. I spent fourteen years with Marriott, rising through the food and Beverage ranks to become an Executive Chef of a hotel at 28 and a Food and Beverage director at 34. At age 40, I began my insurance career and continue to the present.

Proud Military Supporter

While I did not serve in the military, my father and father-in-law served in the Army for several years post WWII. One of my brothers is a retired NY/NJ Port Authority Lieutenant.

Licenses & Awards

  • Licensed Life and Health Agent Since 1993
  • Licensed Property and Casualty Agent Since 1998
  • Marketplace Circle of Champions 2024
  • Marketplace Circle of Champions 2025

We Can Help With

  • Annuities
  • Dental/Vision Insurance
  • Final Expense Insurance
  • Health Insurance
  • Medical Insurance
  • Business Insurance
  • Flood Insurance
  • Marine Insurance
  • Home Insurance
  • Auto Insurance
  • Life Insurance
  • Medicare Plans
  • Supplemental Insurance
  • Affordable Care Act (ACA) Plans
  • Property/Casualty Insurance
  • and more!

We do not offer every plan available in your area.  We represent a number of organizations, which offer products in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options. Copyright © CMM Financial Services, Inc. 2025. All Rights Reserved.

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Additional Details

  • Do You Offer Military Discounts:No